"Top 10 Signs That You've Joined a Cheap HMO 10. Annual breast exam conducted at Hooters. 9. Directions to your doctor's office include, "Take a left when you enter the trailer park." 8. Tongue depressors taste faintly of Fudgesicle. 7. Only proctologist in the plan is "Gus" from Roto-Rooter. 6. Only item listed under Preventive Care coverage is "an apple a day." 5. Your "primary care physician" is wearing the pants you gave to Goodwill last month. 4. "Patient responsible for 200% of out-of-network charges" is not a typo. 3. The only expense covered 100% is embalming. 2. With your last HMO, your Prozac didn't come in different colors with little m's on them. 1. When you ask for Viagra, you get a Popsicle stick and duct tape